At First State Bank we offer accounts to fit your business, big or small. Our expert business bankers are here to help with the ever-changing demands of your business and to support your vision for growth.
ACCOUNT | MINIMUM BALANCE TO AVOID MINIMUM BALANCE FEE | MINIMUM BALANCE FEE | FREE BASIC CHECKS | IMAGES | PER CHECK CHARGE | INTEREST EARNED |
---|---|---|---|---|---|---|
ACCOUNT Small Business Checking | MINIMUM BALANCE TO AVOID MINIMUM BALANCE FEE $0 | MINIMUM BALANCE FEE No Service Charge | FREE BASIC CHECKS First Order | IMAGES Images with Statements | PER CHECK CHARGE $0.20 each after 301 | INTEREST EARNED No |
All accounts listed above include Digital Banking, E-Statements and Bill Pay4 at no charge.
1The per check charge is calculated based on the number of checks written that post to the account during the statement cycle
2The average balance is calculated based on the aggregate positive ledger balance and the aggregate number of days for the statement period.
4Optional Bill Payment Rush Fee of $19.95 or $14.95 available within the Bill Pay System
5Interest is calculated using the daily balance method
Annual Percentage Yield = A.P.Y.
ACCOUNT | MINIMUM BALANCE TO AVOID MINIMUM BALANCE FEE | MINIMUM BALANCE FEE | FREE BASIC CHECKS | IMAGES | PER CHECK CHARGE | INTEREST EARNED |
---|---|---|---|---|---|---|
ACCOUNT Commercial Checking | MINIMUM BALANCE TO AVOID MINIMUM BALANCE FEE $1,000 Average Balance | MINIMUM BALANCE FEE $10.00 fee per statement cycle if balance drops below $1,000 average balance2 | FREE BASIC CHECKS First Order | IMAGES Images with Statements | PER CHECK CHARGE No | INTEREST EARNED No |
All accounts listed above include Digital Banking, E-Statements and Bill Pay4 at no charge.
1The per check charge is calculated based on the number of checks written that post to the account during the statement cycle
2The average balance is calculated based on the aggregate positive ledger balance and the aggregate number of days for the statement period.
4Optional Bill Payment Rush Fee of $19.95 or $14.95 available within the Bill Pay System
5Interest is calculated using the daily balance method
Annual Percentage Yield = A.P.Y.
ACCOUNT | MINIMUM BALANCE TO AVOID MINIMUM BALANCE FEE | MINIMUM BALANCE FEE | FREE BASIC CHECKS | IMAGES | PER CHECK CHARGE | INTEREST EARNED |
---|---|---|---|---|---|---|
ACCOUNT Business Interest Checking | MINIMUM BALANCE TO AVOID MINIMUM BALANCE FEE $2,500 Average Balance | MINIMUM BALANCE FEE $10.00 fee per statement cycle if balance drops below $2,500 average balance2 | FREE BASIC CHECKS First Order | IMAGES Images with Statements | PER CHECK CHARGE No | INTEREST EARNED Yes – Tiered5 |
All accounts listed above include Digital Banking, E-Statements and Bill Pay4 at no charge.
1The per check charge is calculated based on the number of checks written that post to the account during the statement cycle
2The average balance is calculated based on the aggregate positive ledger balance and the aggregate number of days for the statement period.
4Optional Bill Payment Rush Fee of $19.95 or $14.95 available within the Bill Pay System
5Interest is calculated using the daily balance method
Annual Percentage Yield = A.P.Y.
ACCOUNT | MINIMUM BALANCE TO AVOID MINIMUM BALANCE FEE | MINIMUM BALANCE FEE | FREE BASIC CHECKS | IMAGES | RESTRICTIONS AND LIMITATIONS | INTEREST EARNED |
---|---|---|---|---|---|---|
ACCOUNT Relationship Savings | MINIMUM BALANCE TO AVOID MINIMUM BALANCE FEE $100 | MINIMUM BALANCE FEE $5.00/month if balance falls below the minimum | FREE BASIC CHECKS N/A | IMAGES No Images | RESTRICTIONS AND LIMITATIONS Withdrawal limits apply3 | INTEREST EARNED Yes – Tiered5 |
All accounts listed above include Digital Banking, E-Statements and Bill Pay4 at no charge.
1The per check charge is calculated based on the number of checks written that post to the account during the statement cycle
2The average balance is calculated based on the aggregate positive ledger balance and the aggregate number of days for the statement period.
3You may make six (6) transfers from your Money Market Account and/or Relationship Savings Account each statement period, if by preauthorized or by automatic transfer, by telephone (including data transmission) agreement, order or instruction by check, draft, debit card or similar order (including POS transactions) made
4Optional Bill Payment Rush Fee of $19.95 or $14.95 available within the Bill Pay System
5Interest is calculated using the daily balance method
Annual Percentage Yield = A.P.Y.
ACCOUNT | MINIMUM BALANCE TO AVOID MINIMUM BALANCE FEE | MINIMUM BALANCE FEE | FREE BASIC CHECKS | IMAGES | RESTRICTIONS AND LIMITATIONS | INTEREST EARNED |
---|---|---|---|---|---|---|
ACCOUNT Money Market | MINIMUM BALANCE TO AVOID MINIMUM BALANCE FEE $1,000 | MINIMUM BALANCE FEE $10.00/month if balance falls below the minimum | FREE BASIC CHECKS Every Order | IMAGES Images with statements | RESTRICTIONS AND LIMITATIONS Withdrawal limits apply3 | INTEREST EARNED Yes - Tiered5 |
All accounts listed above include Digital Banking, E-Statements and Bill Pay4 at no charge.
You may make six (6) transfers from your Money Market Account each statement period, if by preauthorized or by automatic transfer, by telephone (including data transmission) agreement, order or instruction by check, draft, debit card or similar order (including POS transactions) made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
1The per check charge is calculated based on the number of checks written that post to the account during the statement cycle
2The average balance is calculated based on the aggregate positive ledger balance and the aggregate number of days for the statement period.
4Optional Bill Payment Rush Fee of $19.95 or $14.95 available within the Bill Pay System
5Interest is calculated using the daily balance method
Annual Percentage Yield = A.P.Y.