First State Bank offers a variety of checking and savings accounts to best suit any banking need from Personal Checking and Savings Accounts to Individual Retirement Accounts (IRAs) to Mortgage Loans with competitive rates. We also offer an array of business services including Commercial and Small Business Checking accounts.

Stop by or contact a Customer Service Representative at one of our five convenient locations and determine what account(s) best fit you.

Here are some pieces of identifying information to have ready for opening a new account:

• Valid driver license
• Social security number
• Current street address
• Date of birth

Additional identification may be required.

Making sure your direct deposit information is updated to your new account is one of the most important steps when changing banks. We recommend reviewing your most recent bank statements and identifying your monthly direct deposits.

If you have any automatic transactions, a First State Bank representative can help you to seamlessly transfer direct deposits to your First State Bank account. Bring us a list of any direct deposit vendors that you may have, including:

• Payroll deposits from your employer (if possible, bring a copy of your employee direct deposit form)
• Pension
• Social Security or other government deposits
• Life insurance premiums
• Child support deposits, etc.

Remember to check for items you may only receive quarterly or annually too.

Making sure your automatic payment information is updated to your new account is also a very important step when changing banks. We recommend reviewing your most recent bank statements and identifying your automatic withdrawals.

If you have any automatic payments, a First State Bank representative can help you set up an ACH or Bill Pay to start making these payments seamlessly from your First State Bank account. Please bring the following with you:

• Your last three bank statements (these should have most of your automatic payments listed)
• The most recent bill associated with each of your automatic payments

Automatic payments that you have might include:

• utilities payments such as electricity, water, trash, internet, cellular
• credit card payments, car payments, insurance, television services, etc.
• mortgages or loans, child support, etc.

Remember to check for items you may only pay quarterly or annually too.

When you are sure that all outstanding items have cleared and your direct deposits and automatic payments have made the switch to your new First State Bank account, it’s time to close your former account. Visit, call, or email your former bank to make arrangements to close the account and simply transfer any remaining account balance to First State Bank by way of cash, certified bank check, or wire.

Our online banking platform allows you to manage your accounts safely and securely on the web, while our mobile app allows on-the-go access right from your smart phone.

Sign up for First State Bank digital banking for free immediately when you open an account. Track your direct deposits, checks, debit card transactions, and automatic payments with ease. Also take advantage of our online Bill Pay service.

First State Bank is a locally-owned bank. We make decisions by looking out for what’s best in the futures of our customers and communities.

Our lenders keep your best interest in mind. We take the time to help you plan and budget. Different from other banks, we focus on your entire financial situation to help you make the best decisions for yourself.

We’re a modern bank with a small-town heart, locally owned and specializing in the financial needs of individuals and businesses in small communities.

A switch kit is a tool for current and potential customers to use as a guide to help with account opening. Download our Switch Kit and make your transition as efficient as possible!